OFFER FINANCING ANYWHERE FOR ALL CUSTOMER TYPES
WHY OFFER FINANCING & WHY OBSIDIAN?
Most Consumers are used to financing. In fact they do it ALL THE TIME. From financing their home, their cars, their TV's and Appliances to Boats, RV's, to Motorcycles and the list continues. By not offering financing to something your customers ALREADY DO may keep you from closing the sale. Its VITAL to make sure your customers from the moment they were dispatched or when the technician shows up they know you offer financing. The best way is to include that you offer "Financing For All Credit Types" on all your marketing, website and possibly even your VAN WRAPS is key to beating out your competition.
There is a WIDE RANGE Of Customer Needs
When It Comes To Financing
30 Year Mortgage
Only $375 Per Month
NO Interest for 24 Months!
Some Customers Need Low Monthly Payments
Some Customers Need Interest Free Options
Some Customers Need Long-Term Financing Options
Each Customer of Yours Has Different Needs and They All Make Larger Purchases When Offered Financing. So Why Do Contractors Think They Don't Need Financing? Why Do Contractors Settle For Financing Options That Do Not Finance All Credit Types? We Are Here To Tell You That If You Are Not Offering Financing To All Credit Types Let Alone Offering Financing At All, You Are Missing A Huge Opportunity To Grow Your Business. Get Educated, Offer Financing And Watch Your Profits Grow.
HERE ARE SOME QUICK FACTS FOR YOU
This is the percentage of consumers who don't own a credit card and 28% of those credit card holders are within less than 5% of their availalbe credit limit. By offering financing you are albe to assist these consumers in a very big way and get the upsell.
This is the amount of consumers out there today that will spend 30% or more than normal if financing was available to them. This means 40% of the customers out there today WANT TO SPEND MORE MONEY WITH YOU provided you offer a solid financing solution for them.
Did you know that 67% of todays consumers are considered "Subprime" with a fico score less than a 660? These customers need YOU to be able to offer them financing for ALL CREDIT TYPES. This market is HUGE and UNTAPPED.
INCREASE SALES & IMPROVE REVENUES
By giving your customers affordable monthly payment options that fits any budget, you instantly increase their purchasing power and will drastically improve your overall sales and revenues.
INCREASE YOUR AVERAGE TICKET SIZE
Help customers get what they really want and eliminate compromise. Financing makes your product more affordable and will increase your average ticket. By offering financing solutions for ALL Credit types, you drastically increase your abiity to help ALL your customers get what they want, your products and services.
ATTRACT MORE CUSTOMERS
By utilizing financing for ALL CREDIT TYPES (both for Residential & Commercial customers) as a sales and marketing tool, you WILL attract more customers who WILL SPEND MORE with you.
STAND OUT FROM YOUR COMPETITION
Financing makes your services more affordable and will allow you to stand out from your competition especially when you providing financing options for ALL credit types and for commercial customers.
BUSINESS FUNDING FOR GROWTH
By becoming a Professional Contractors Financing Association member, you gain access to the best contracting consumer financing programs as well as gain access to the best pool of business lenders out there to help fund and grow your business. From debt consolidation, working credit lines, corporate credit cards, invoice funding and so much more. You always can always feel confident that you have access to mulitple funding options all in one place.
BILLING -DOCUMENT MANAGEMENT
With the Professional Contractors Financing Association, you are provided with the Obsidian hubdoc system which helps manage and organize all your documents. This complimentary system help automatically setup your bills in XERO or QBO for you, then get it ready for auto reconciliation. Its a great addition to helping you streamline, automate and grow your business the smart way.
Association-Membership Highlights & Features
NO COSTS = BIGGER PROFITS
Our program has been built to help contractors approve more customers while protecting their profit margins. Due to some financing and electronic payment programs having high costs, we show our client members how to eliminate all costs while DRASTICALLY improving margins and overall net profits. This means our membership program doesn't cost you IT PAYS YOU!
NO COST -FAST FUNDING
Obsidian provides all association members the ability to obtain financing and your electronic payments at NO COST. Best part is you get your electronic payments and financed loans funded NEXT DAY!
MULTIPLE 0% INTEREST & NO PAYMENT-SAME AS CASH OFFERS
Obsidian gives contractors the ability to extend many different 0% interest promotional offers and even NO PAYMENTS FOR UP TO 18 Months to their customers. Your customers can enjoy 0% Interest for 3, 6, 12, 25 and 60 months! We are NOT a credit card and do not charge 29.99% interest rates to PRIME customers. Big bank credit cards require 0% interest promotions because of the high interest rates that come with those cards. Obsidian's lenders charge consumers competitive interest rates starting as low as 2.99% on up, which can help remove the focus around offering 0% promotions (which costs contractors additional money in a lender discount fee.)
OBSIDIAN APPROVES MORE CUSTOMERS
From great credit to no credit at all, Obsidian has a tailored program for every customer and every Obsidian Client-Contractor. We've integrated multiple lending products (up to 50 different residential financing programs) and up to 30 different commercial financing programs into one easy to use platform, giving more approvals with just one application through any tablet, desktop or smartphone. So say goodbye to the 2, 3 or 4 different individual financing programs that a contractor might use to satisfy every type of customer that wants to utilize financing. Submit every application into one easy to use mobile app or web based loan portal and watch your approval rates soar.
SUBMIT APPLICATIONS FROM ANY DEVICE
With financing for all credit types from $500-$75,000 for Residential and financing all the way up to $2million for commercial customers, you will love how easy our systems are to use. Obsidian's application process can be completed anytime, anywhere your service technicians or office staff are located. All you need is the internet with any device or phone access to phone in your application. Welcome to the future of financing your customers. Simple, fast and effective!>/p>
COMPETITIVE INTEREST RATES
Obsidian's financing association program works with Credit Unions and Marketplace lenders to provide customers with low, fixed interest rate loans with rates as low as 2.99% APR on up to 24.99% APR. Rates and programs customized to your business and customer base. Isn't it time that you make the switch to a financing program that has both you and your customers back? We sure do.
SEAMLESS TECHNOLOGY PROVIDING INSTANT APPROVALS
With Obsidian, contractors only need one application for ALL of their customers, regardless of credit (commercial customers requires a separate application.) Our program features instant credit decisions and is 100% electronic with ZERO paperwork needed. In fact you can "SCAN" a customers drivers license to help auto fill their loan application in seconds. You get one fast and easy application for all your customers not matter their credit type, you get INSTANT approvals, its 100% Paperless, It works on ANY Device and customers can apply from your technicians tablet or the customers smart phone.
OBSIDIAN BILLING & DOCUMENT MANAGEMENT SYSTEM
With the Obsidian PCFA, included is the Obsidian Hubdocs billing & document management software that helps streamline your billing and keeps all your documents managed and backed up in one nice location. Obsidian will assist you with streamlining your billing and can better assist you with any future working capital or equipment financing needs.
HERE'S WHATS INCLUDED IN THE PROFESSIONAL CONTRACTORS FINANCING ASSOCIATION
Professional Contractors Financing Association
- "GET This Membership FREE" with the No Cost Consumer Financing & Electronic Payments Program
- Progress Billing-Receive up to 40% of the invoice PRIOR to doing any of the work
- SAME DAY and NEXT DAY FUNDING
- Up to 50 different consumer financing programs designed for all credit types
- Residential financing from $500 up to $80,000
- Residential financing terms from 3 months to 240 months
- NO Cost financing available with rates as low as 2.99% APR
- Residential NO Payment and NO Interest Promotions
- Up to 30 different Commercial Customer Financing programs
- Commercial Financing from $500 up to $2million
- NEXT DAY AND SAME DAY FUNDING ON ALL FINANCING
- Business-Personal Credit 101 Educational Email Series
- Personal Credit Restoration Included For Two Business Owners
- 12 Secrets of Successful Service Contracting Training for 2 people
- 5 Free Tickets to the Million Dollar Business Training Network
- 2 Free Mobile Credit Card Swiper Devices (must exclusively process with Obsidian)
- Over 50+ different Business Working Capital Funding options all at a 50% discount
- 15% off of all Acquisition fees
- 15% off of Business Credit Accelerator Program (must be paid in full)
* There is a 1% per funded loan fee charged by Obsidian that is part of the existing pricing. All association members will not be charged the 1% on the first 5 funded loans per month to help recover their association costs. CLICK HERE TO LEARN ABOUT HOW YOU CAN EARN AN ADDITIONAL REVENUE STREAM BY ENROLLING AS A CLIENT PARTNER!
**There is a one time activation -setup fee of $399 which includes the first months membership. If adding XERO, then setup fee is $799 and XERO is not Included in this membership.